Hey ex-pat Friends who will be moving to Scotland someday! No, for serious- there are at least TWO of you out there right now! We have spent the past week and a half figuring things out the hard way (which really IS the Tim & Sabrina typical mode of operation). One thing we've learned is that we definitely underestimated our ability to figure out where to buy the household things we need (outside of IKEA). This was made more difficult by the fact that we're working with limited internet resources until Friday. So what do you do when you can't google something? Mostly wander around and ask the locals. It turns out that the Scots are a super nice people!
Except for the bus driver that made me throw my coffee out before boarding this morning. Eff you, man.
Anyhow, because we are finally starting to check off items on our 'to do' lists, we thought we'd take a break to share our hard-won knowledge with you guys. This way maybe you can go straight to Tesco instead of wandering around hungry while your blood sugar drops. Here is what we've learned so far:
1. Car insurance:
...is way out of our price range. Tim and I originally had plans to purchase an inexpensive used car when we arrived. The car-purchasing part of the plan went completely smoothly! We found a little blue car that was going to work just fine for us, and signed along the dotted line. The problems began when we tried to secure insurance. Because we have no driving history in the UK we were treated as “brand new, 17 year old” drivers. Which meant that the cost for collision-only insurance premiums were coming in around £3,000.00.
But here is what you can do that might help your situation out:
- Bring along a state-certified copy of your driving history to provide to your new insurance company. You can get this from your previous insurance companies, and/or from the Department of Motor Vehicles in your state.
- Make sure that you have your British drivers license before you seek out quotes.
- Check around for student discounts or package deals (we haven't yet done this!).
This stuff might help out enough to lower your premiums to a more manageable figure.
2. Shopping: A.K.A "Where are all the damned espresso machines?!"
Tesco= Kmart? Grocery Store? they have several different “kinds” of Tesco stores, including an express shop a grocery shop, and a home shop. Their home shop (which is the only one we’ve visited) is kind of the equivalent to a KMart. Good housewares for reasonable prices.
Sainsbury’s= Grocery store/Wal-Mart. They are primarily a grocery store, but they do have a limited selection of inexpensive clothing, electronics, and housewares.
IKEA Edinburgh= sensory overload, but you can find almost everything there.
John Lewis (in the St. James shopping plaza in the City Centre)= Macy’s. They are a multi-floor department store that has everything from mens clothing to espresso machines, from computers and printers to cosmetics and jewelry. But you’re going to pay premium prices. Sad trombone.
B&Q= Home Depot. Exactly. As in, a mirror image inside the store. Everything you’d find back home at Home Depot you’ll find here in B&Q. And they have several different locations.
Costa= Dunkin Donuts/Tim Hortons. I am a Starbucks snob, but the husband will drink almost anything... except Costa Coffee.
Pets at Home= PetSmart. There are a few different locations around Edinburgh to choose from! We weren’t thrilled with the selection at the grocery stores here, but Pets at Home has Science Diet! Petrie was so pleased!
3. The Utilities:
Electricity: Our apartment has an electricity that is run off of a ‘key card.‘ It looks like a purple USB drive that plugs into your fuse box. If this is the case for you, then it means that you PRE-pay for your electricity. You’ll need to take the key to your local Post Office (red buildings!) and “top-up” your card. You can put any amount of £ you’d like on the card, up to a £50 (we think?) maximum. We have been told that the average cost of electricity for a small cottage like ours is about £30 per month. We’ll let you know if that’s true, but so far we seem to be using about 50p per day.
Counsel Tax: This is the cost for your street cleaning, trash removal, snow plowing, etc. Flats here are graded into different bands, with A being the least expensive (at about £800 per year), up to about F-G. This cost is split up into 10 monthly payments, with 2 months per year “free.” Make sure to factor this cost into your living expenses when apartment shopping.
*BUT, students in Scotland are exempt from paying Counsel Tax. If you’re living with a spouse who is working, then you might still be exempt. If your spouse isn’t exempt then you still might be able to apply for a 25% discount, so check it out! Also, I still might be monumentally confused about all this. So don't quote me.
Gas: N power is our provider. It runs a lot like in the US, where you are billed per month of gas use. You can also set up a direct debit from your account.
Internet: Same as in the US- you call to get connected, and they send someone out to hook up your apartment.
Television: You’ll need to purchase a “TV License” here. Which means that you’ll have to pay for your TV, set up your service, and then go down to the Post Office to purchase the license to have the TV. We’re not sure how much this costs, because we opted out of TV for now.
4. Cell Phones:
The easiest way to acquire a cell phone is to purchase a cheap pay-as-you-go. If you’re looking to sign on for a contract in order to pay per month (and maybe get a nicer phone!) then the cell phone company is going to have to do a credit check. But remember that bit about how you don’t have a credit history in the UK because you’re an expat? Oh bummer. This means that the phone provider will probably ask you to pay a deposit on the phone, and ask that you set up direct debit for your account. The deposit could range from £100-£300 per person.
That being said, the main cell phone companies that we’ve come across are: O2, Orange, and T-Mobile.
We went with O2 because they have a fantastic international calling plan. For an additional £10 per month they give you 3,000 international minutes to call home on three different phone numbers (mom, dad, etc.). But they also provide you with a “call me” number. This number is set up as a US number from a city near your home- for us it was Boston. We were given a Boston phone number to give to our friends and family, which allows them to call us at any time without incurring international charges. It’s been pretty awesome!
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So it would appear as though we are navigating through all of these new policies and companies rather nicely. But don't be fooled, I am only pretending to be that confident girl who strolls into Cameron Toll like she's lived here all her life. We'll get there though. Eventually.
xo,
Sabrina and Tim